“Rukiya Kelly is the Global Head of Corporate Impact & Engagement at FICO, where she leads the company’s strategy to position social impact as a driver of business performance, market growth, and trust. Her work sits at the intersection of financial literacy, financial inclusion, and system design, with a focus on increasing the number of informed, credit-ready consumers participating in the global economy.

At FICO, Rukiya oversees a global portfolio of programs, partnerships, and initiatives that connect consumer understanding to real-world access. She works across business lines, government, and nonprofit sectors to design solutions that improve financial outcomes while strengthening portfolio performance and reducing risk. Her leadership has helped expand FICO’s role beyond credit scoring to shaping how financial systems engage consumers more effectively and responsibly.

Rukiya is known for her clear point of view that financial literacy alone does not change outcomes. Durable progress happens when education is intentionally integrated with access, timing, and system design. She brings this perspective to industry conversations, advising organizations on how to align business strategy with financial inclusion in ways that are practical, scalable, and measurable.

She is an Aspen Institute Economic Mobility Fellow and a recognized voice in corporate impact and financial inclusion, contributing to national conversations on economic mobility, consumer understanding, and the future of financial systems. Rukiya also serves on the board of Commonwealth Charlotte and is an active member of the Urban League, supporting efforts that advance economic opportunity at the community level.

Based in Charlotte, North Carolina, Rukiya brings both strategic discipline and a human-centered lens to her work, grounded in the belief that stronger systems create better outcomes for people and for business.”